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IVA / Bankruptcy

How Do You Deal With Property Debt When There Are Other Debts Such As Credit Cards, Loans, Outstanding Maintenance Bills And Council Tax?

An IVA (Individual Voluntary Arrangement)

Depending on your specific circumstance, an IVA (Individual Voluntary Arrangement) may be a suitable solution. An IVA is a legal agreement between you and the people you owe money to (your creditors).

Most, but not all types of debt can be included in this agreement. A settlement is offered to your creditors, which is either paid as a five-year payment plan (contribution IVA) or, if possible, via lump sum.

Contact us to discuss an IVA if you have property debt issues and....

• Owe money to more than 3 creditors eg mortgage lender, credit card company and council tax
• Unmanageable HMRC debt
• Have multiple properties with different lenders that you need to sell
• Several unsecured creditors such as loans and credit cards that are unaffordable
• Have a number of properties, some you wish to retain and other “problem properties” that must be sold

How Can We Help You Now?

Sale And Settlement - We have successfully completed 100s of IVA debt settlements, Our client's debts were dealt with and settled with one arrangement. Does this sound like something you need to find out about? Call 0161 222 4311 or fill in the form for a call-back.


At Landlord Debt Advisory, we offer every available debt solution in-house. This makes us unique in this field. Sometimes, an informal settlement/debt write down, IVA or mortgage restructure is not appropriate. In this instance, we can advise and provide representation in bankruptcy.

To make this process as smooth as possible, we provide support, a solicitor to represent you and all of the advice that you would need to make an informed choice.

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